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Restorationist Insurance

The insurance needs of each antique homeowner are as different as their homes.   At John J. Clarke Insurance we have the knowledge, commitment and experience to properly insure your pre-1930’s home as well as your antiques, paintings, collections, silverware, jewelry and other valuables.

11276768_sAnd (unlike most policies) we will pay you the amount you have the item scheduled for – whether or not you choose to replace it.

We understand the stress that you can experience at the time of a claim. Unfortunately, that’s too late to realize that you have the wrong coverage or your insurance company does not understand antique homes. Restoration and preservation consultants make sure you receive white glove treatment throughout the entire claim.

Our guaranteed unlimited restoration cost makes our message clear: We want you to be satisfied and well protected. Our Restoration Insurance options include:

  • Unlimited Restorationist Cost
  • Unlimited Scheduled outbuilding coverage
  • Unlimited law and ordinance
  • Unlimited Additional living expenses
  • Unlimited Water Backup
  • Unlimited Debris Removal
  • Unlimited Collapse Coverage
  • Total CASH – OUT option
  • Identity Theft
  • Expanded coverage’s for loss due to theft

We also offer the following special discounts:

  • 10% Central Station Fire and Burglary alarm
  • 10% No water damage discount (last five years)
  • 10% Non smoker discount
  • 5% Superior home discount
  • 5% Renewal or in agency credit
  • 5% No woodstove discount
  • 5% EFT (electronic funds transfer) discount payment plan
  • 2% Freeze alarm discount
  • Substantial discounts for higher deductibles

We’d be happy to help you find the Restorationist® policy and options that meet your individual needs and budget, so please feel free to give us a call at (401) 821-7330 or send an e-mail request for more information.

Learn more about other residential insurance products we offer, including: