Your home is more than the place you live, it’s where you and your family create memories that last for a lifetime. It is most likely the largest investment you have.
A comprehensive homeowners policy can provide you with protection in the event your home is damaged or destroyed. The value of real estate generally increases over time, so your financial interest in the property may also increase.
Along with its investment value, home ownership carries with it a potential exposure to financial loss from unforeseeable occurrences such as: fire, hurricanes, and lawsuits from an injured person. Homeowners can protect themselves against all of these losses by purchasing homeowners insurance.
A whopping three out of every four homes nationwide are under-insured, according to survey by Marshall & Swift/Boeckh. We’re not just talking small amounts either. The latest survey showed the typical homeowner was under-insured by 35%. That’s why it’s important to have a professional insurance agent re-evaluate your coverage’s every few years.
Our insurance carries provide a wide range of discounts such as:
- Multi-policy discounts
- Claims free
- Protective devices
- Superior homes
- 5% discount for an EFT payment plan!
We’d be happy to customize your homeowners insurance in terms of both coverage and cost based on your own individual needs and assets, so please feel free to give us a call at (401) 821-7330 or send an e-mail request for more information about homeowners insurance in Rhode Island.
Learn more about other residential insurance products we offer, including: