A business insurance policy is a great way for a small or medium-sized business to keep insurance costs down. These policies combine both property and liability coverage, at a significant savings compared with buying these two types of coverage separately.
Basic business insurance coverage typically includes:
- Building
- Business Personal Property
- Equipment Breakdown
- Business Liability
- Fire Legal Liability
- Outdoor Property
- Business Income (including Extra Expense)
- Accounts Receivable
- Money and Securities
- Outdoor Signs (Attached)
- Fire Department Service Charge
- Valuable Papers
- Pollutant Clean Up and Removal
Affordably priced, optional business insurance can include:
- Outdoor Signs
- Computer Property and Extra Expense
- Employee Benefits Liability
- Professional Liability (for designated occupations)
- Employee Dishonesty
- Employers Hired and Non-Owned Auto
- Spoilage
- Increased Accounts Receivable
- Increased Valuable Papers
Business insurance discounts you may qualify for include:
- Age of Building Discount
- Wholesale Discount
- Single Occupancy Discount
- Alarm Discount
- Sprinkler Discount
- Multiple Location Discount
- Multi-Policy for Auto