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Business Insurance

A business insurance policy is a great way for a small or medium-sized business to keep insurance costs down.  These policies combine both property and liability coverage, at a significant  savings compared with  buying these two types of coverage separately.

17975000_sBasic business insurance coverage typically includes:

  • Building
  • Business Personal Property
  • Equipment Breakdown
  • Business Liability
  • Fire Legal Liability
  • Outdoor Property
  • Business Income (including Extra Expense)
  • Accounts Receivable
  • Money and Securities
  • Outdoor Signs (Attached)
  • Fire Department Service Charge
  • Valuable Papers
  • Pollutant Clean Up and Removal

Affordably priced, optional business insurance can include:

  • Outdoor Signs
  • Computer Property and Extra Expense
  • Employee Benefits Liability
  • Professional Liability (for designated occupations)
  • Employee Dishonesty
  • Employers Hired and Non-Owned Auto
  • Spoilage
  • Increased Accounts Receivable
  • Increased Valuable Papers

Business insurance discounts you may qualify for include:

  • Age of Building Discount
  • Wholesale Discount
  • Single Occupancy Discount
  • Alarm Discount
  • Sprinkler Discount
  • Multiple Location Discount
  • Multi-Policy for Auto